Hello, Sobat Hitunggaji! Are you planning to travel anytime soon? We know that travel planning can be stressful and overwhelming. From booking flights, finding the perfect accommodation, and creating an itinerary, it can be hard to decide which fits your budget and preference. But worry no more! We introduce to you the AAA Travel Advantage Visa, a credit card that offers travel rewards and benefits. In this detailed article, we will discuss the features of the AAA Travel Advantage Visa, its strengths and weaknesses, frequently asked questions, and more. Read on to find out how AAA Travel Advantage Visa can help you make your next trip a memorable one.
Source westerncentralny.aaa.com
Introduction
Founded in 1902, the American Automobile Association (AAA) aims to provide roadside assistance and travel-related services to its members. In 1978, AAA launched the AAA Travel Advantage program, which offers exclusive vacation packages, cruises, and travel deals to its members. With the AAA Travel Advantage Visa, cardholders can also enjoy travel rewards and perks that can help them save money and have a stress-free travel experience.
The AAA Travel Advantage Visa is issued by Bank of America and is a rewards card that offers points for every purchase. These reward points can be redeemed for travel, merchandise, statement credits, and more. With every dollar spent, cardholders can earn triple points when booking travel through AAA and double points for gas, grocery, and drugstore purchases.
In this article, we will dive deeper into the features of AAA Travel Advantage Visa, its strengths and weaknesses, and frequently asked questions. Keep on reading to discover more about this travel rewards card.
AAA Travel Advantage Visa Strengths
1. Travel Rewards
AAA Travel Advantage Visa offers travel rewards that can be earned through every qualifying purchase. With every dollar spent, cardholders can earn triple points when booking travel through AAA.com and double points for gas, grocery, and drugstore purchases. These rewards earned can be used for flights, hotels, car rentals, vacation packages, and more. Thus, making it a convenient card for those who travel frequently for both personal and business purposes.
2. No Annual Fees
The AAA Travel Advantage Visa has no annual fee, making it a low-cost credit card option. As a cardholder, you can enjoy the card’s rewards and benefits without having to worry about yearly fees.
3. Security Features
The AAA Travel Advantage Visa has multiple security features that provide cardholders with peace of mind. It has chip technology that locks down your information to prevent fraud. It also notifies cardholders of any suspicious activity detected in the account. Additionally, cardholders can set up alerts and notifications to keep track of their account activity.
4. Other Perks
AAA Travel Advantage Visa also provides other perks that make using the card more beneficial. Cardholders will receive a $100 statement credit upon making their first purchase—making the initial purchase a more satisfying experience. Additionally, the card offers a 0% APR on purchases and balance transfers within the first 12 billing cycles.
AAA Travel Advantage Visa Weaknesses
1. High-Interest Rates
One of the main weaknesses of AAA Travel Advantage Visa is its high-interest rates, making it less appealing to those who are trying to save money. The APR can range from 14.99% to 23.99%, depending on the applicant’s credit score. Thus, making it less suitable for those who plan to carry a balance on their card.
2. Limited Rewards
Although the AAA Travel Advantage Visa offers travel rewards, it is limited to AAA travel bookings. Cardholders cannot use their points for other travel-related purchases such as online bookings from other airlines and hotels.
3. Balance Transfer Fees
If cardholders plan on transferring a balance from another credit card, they must pay a balance transfer fee. This fee can be up to $10 or 3% of the transferred balance amount, whichever is greater.
4. Limited Eligibility
The AAA Travel Advantage Visa is only available to AAA members who reside in the United States. Those living outside the US cannot apply for the card.
AAA Travel Advantage Visa Table of Information
| Feature | Details |
|---|---|
| Rewards | Earn triple points on AAA travel bookings, double points on gas, grocery, and drugstore purchases, 1 point per dollar spent on other purchases. |
| Annual Fee | No annual fee |
| Interest Rates | APR ranges from 14.99% to 23.99% |
| Bonus | Cardholders receive $100 statement credit upon making their first purchase. |
| Balance Transfer Fee | Up to $10 or 3% for each balance transfer amount, whichever is greater. |
| Eligibility | Available to AAA members residing in the United States. |
| Security Features | Chip technology, alerts and notifications, and suspicious activity alerts. |
Frequently Asked Questions
1. How can I apply for the AAA Travel Advantage Visa?
You can apply for the AAA Travel Advantage Visa by visiting any AAA branch. You can also apply online through the Bank of America website.
2. How can I earn points using this card?
You can earn points through every qualifying purchase made on the AAA Travel Advantage Visa. Triple points are earned on AAA travel bookings, double points on gas, grocery, and drugstore purchases, and 1 point per dollar spent on other purchases.
3. What are the redeemable rewards for this card?
The rewards earned on the card are redeemable for travel, merchandise, statement credits, and other services.
4. Does this card have an annual fee?
No, the AAA Travel Advantage Visa does not have an annual fee
5. Are balance transfers allowed on this card?
Yes, balance transfers are allowed on this card. However, cardholders must pay a balance transfer fee.
6. Are there any limitations to the rewards earned?
Rewards earned with the AAA Travel Advantage Visa are limited to AAA travel bookings only.
7. Is the AAA Travel Advantage Visa available outside the United States?
No, this card is exclusively available to AAA members residing in the United States.
8. What is the interest rate of AAA Travel Advantage Visa?
The interest rates of the AAA Travel Advantage Visa range from 14.99% to 23.99%, depending on the applicant’s credit score.
9. What security features does the AAA Travel Advantage Visa have?
The AAA Travel Advantage Visa has chip technology, alerts and notifications, and suspicious activity alerts as its security features.
10. What are the other perks of this card?
Other perks of the AAA Travel Advantage Visa include a $100 statement credit upon making the first purchase and a 0% APR on purchases and balance transfers within the first 12 billing cycles.
11. Can non-AAA members apply for the AAA Travel Advantage Visa?
No, the AAA Travel Advantage Visa is exclusively available to AAA members.
12. Can I use the rewards earned for online booking?
No, rewards earned on the AAA Travel Advantage Visa are limited to AAA travel bookings only.
13. How does this card compare to other travel cards?
The AAA Travel Advantage Visa is a great choice for frequent travelers who are also AAA members. Compared to other travel cards, it has no annual fees, and the rewards earned can be redeemed for travel, merchandise, statement credits, and other services. However, its high-interest rates and the limited redeemable rewards can be a downside to some.
Conclusion
Overall, the AAA Travel Advantage Visa offers numerous benefits for frequent travelers who are also AAA members. With its travel rewards, no annual fees, and other perks, this card can help you save money and have a stress-free travel experience. However, its high-interest rates, limited redeemable rewards, and balance transfer fees can be a downside to some.
If you’re an avid traveler who wants to maximize your travel rewards and have peace of mind during your trips, then the AAA Travel Advantage Visa may be the perfect fit for you.
Disclaimer: This article is for informational purposes only. It is not a substitute for professional advice. Please check the official AAA and Bank of America websites for the most up-to-date information.
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